nativetexan

exacticalllly!

Barbm

here's an easy answer- do you have a mortgage? It's probably a mortgage on a RESIDENCE. If you rent, it could be considered an investment property- which then means you are committing fraud. Which is cause for default on your mortgage and you could lose your home.

Also- if you have an FHA mortgage you sign docs that say you won't use it for hotel purposes or house transients. About three different ways- you won't commit mortgage fraud.

So tell her your mortgage prohibits you renting or housing anyone.

(I do real estate closings for a living)

Barb

P.S. I have a hard time saying NO but bamboozle them with some useless trivia and she'll be shell shocked- she shouldn't want you to go to jail for mortgage fraud would she? (And as I write this I think of all the problems in our economy due to mortgage fraud- how ironic)

nativetexan

Barb, i had to laugh. long ago some people moved in across the street and had several pregnant ladies and about two men there and kids galore. i called our City and was told that a single family home has no limits on the amount of people who can live there. just as long as they were all related! jeesh.
anyway,thanks.

Margie

How many languages do you speak....say NO in all of them. I have taken many people in for a number of reasons. It was MY choice. This is NOT your choice. You have no obligation to take her in .,.. "distant" relative or not. If she is selling her house, offered to pay you rent, then she certainly has other options. There are many places to rent.

Margie

Shibori

oh my..I just found this. I would say no also. The secretiveness is a dead giveaway that you aren't being told the entire truth and if you do agree to let her stay and she pays rent, well, if things go south, you have to legally evict her which can take months and lots of money. Trust your insticts and stick by them. No is a difficult word to say and a difficult one to hear, but I think from what you've told us about her, she's probably already got some other "backup" plan in the works just in case you say no. You are not responsible for her, she's responsible for herself. I'm afraid that if you let her in, she's going to railroad right over you and take over your home from you. If she insists on knowing why you say no, print off this entire thread and give it to her while telling her it's because YOUR friends don't want her living there.

BellaBoo

I taught my girls to say NO without explanation at a very young age. No thank you to birthday party invitations, sleep over invites, lock ins and any other invites or requests they did not want to go to but didn't want to hurt feelings. At first it was My mom won't let me. (I'm your MOM use me) Then as they go older it was No I can't make it but thanks for asking me. Now that they are grown they have no trouble saying No Thank you and then change the subject. Never give a No answer followed by an explanation or you will be dragged down fast.

Shemjo

Just say NO! "No" is a complete sentence.

littlehud

I would just let her know that there isn't room and you are recovering from your back injury and it just isn't a good time. You mentioned there are other relatives, she can stay with them.

craftybear

Hi,

Have you told her NO yet? Would love to hear the update from you?

Karen

Shibori

same here..how's the situation going?