I love them all

The person below me uses a top sheet on their bed.

definitely top sheet and wool blanket with quilt on top . . . it's bitterly cold outside and keeping the house warm is difficult

What do you do to keep warm - put on more clothes or do an moderate activity?

more clothes

Heating pad or electric blanket

Neither. Wish I could but it would trip the circuit breakers.

Ketchup or catsup

hmmmm...... I think with a K

Do you knit or not

Seldom.

Preference: cooking, gardening, quilting? (or something else?)

quilting

rubies or emeralds

Emeralds. Gorgeous shade of green.

New York or Chicago

New York!

mattress—firm or soft

natural

tuna or salmon?