Quiltingboard Forums - How do you pay your bills?

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I have most of mine on Equal Pay & charged to my credit card.
Any others are paid automatically by Credit Card or drafted frm my Checking Act.
So I only pay the Credit Card at the end of the month.

Makes it easy for me.

J J

I've been paying online for 10 years and like not having all those checks to save for the CPA.

Quote:

Originally Posted by Edie (Post 4985398)

I stash away enough every month in a separate account the house insurance, car insurance and property taxes, so when those dates come around I have the money right there and ready to pay. I pay by check for everything. I want to know what I spend the money on and who I made the check out to. I do NOT pay online, I do NOT have the money electronically taken out of our checking account and the bill paid. I want my hands on the money. I want to know that I paid the bill and I want my checking account monthly statement in my hands to see that the check has been cancelled.

I want to be able to handle the money the way I want to - NO debit cards - just cash in my wallet that holds my checks! Have been doing it like this since my husband retired back in '93 and have had no problems and yes, I do get chided for it but this is what works for me and my husband and he doesn't complain. If it "ain't" broke, don't fix it!!!
And it works for us!!!!!! Edie

That's fine if you want to do it that way but you better get informed about other methods of payment as many places will start charging if you don't do things electronically. Our neighber has a bank that will charge $10 monthly if she doesn't receive her bank statement electronically. She wouldn't mind getting it that way but at the present time, she doesn't have a computer. She has one of the free email accounts and I told her to have it sent there and access it through the library's computers(or mine). I resisted using debit cards as I was afraid of forgetting to keep track of the transactions. Now when I do a debit transaction I put the debit card and receipt in where I keep my dollar bills and that reminds me to enter the transaction into my checkbook registration. Works for me. I use debit cards all the time now.
The only bill payments I mail anymore are the water bills. There very few that are automatically withdrawn from my account as I like to do it myself. A little more work for me but I like having the control of when I pay. I don't miss all the work involved with mailing payments. I even receive most of my bills electronically now.

Our bank has a bill-pay payment center. You enter the company name & address & each month you enter amount to be paid, then click pay bill. If the bill can be paid on line, they pay electronically; if it needs to be mailed our bank mails it. This is a free service, so that's how I pay all my bills :o

I always love these little windows into how other people do things!

Anybody who lives in a rural area will appreciate how important the local post office is to the community - as a gathering place, information center, and the source of a huge volume of items coming into the community. Our little post office is so busy I know I'm not the only person shopping on-line.

In Canada, the post office also provides e-post which is how I receive as many bills as possible. This allows me to pay them on-line and keeps the clutter down. While I love on-line payments, I'm still old-fashioned enough to not want anything to happen automatically so haven't set up the auto-withdrawals. It's so seldom that I write a cheque it always surprises me when the money comes out of my bank account and I have to view it to remember what the heck I paid by cheque. I've moved, changed my name, and my phone number since buying cheques so they're always scribbled up with changes and look a mess but I'm too cheap to buy new ones for the 2-per-year used.

I still pay most everything by check (we have some insurance payments that are direct withdrawals and we have had them for over 20 years). Our retirement payments are automatically deposited. I only use a debit card for Costco gas. I get a bank statement via mail, but I usually balance my checkbook twice a month online. I am really careful -- I only have one credit card we use online and it was hacked last week so I am very cautious (this is the third time this card has been hacked).

My utilities are set up for automatic payment, any other bills I pay on line thru my bank. It is so much easier and quicker, it also saves postage. I use one credit card for almost everything and pay that on line every month.

Hubby has been paying all our bills on line using "Quicken". Seldom has one not been delivered on time. You can
put it in ahead of time and it will be "mailed" on the correct day.

I pay almost all of our bills online - a couple of them are not able to accept on-line payments. I love it. Still use the p.o. for pkgs but I prefer printing out the postage and mailing from the house as often as possible. Cheaper and easier too.

I still write checks and mail them out. I do a lot of purchasing online, but do not feel comfortable paying the bills. Not sure why though. LOL