Thankful for many of you
#1
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I remember hearing my dear aunt (a life-long quilter) tell me that when she got married in 1938, she and her husband borrowed $35 from a relative to buy food until the crops were sold -- and it took them a year to repay that loan. I'm thinking that thrift comes naturally to people who use scraps to create something beautiful. For others of us, we have to work at being thrifty.
Every time I read on this board a message by someone who says they would love to have a longarm, but can't afford it just now, I am so thankful for people who are living within their means. So, if you have every written a similar sentiment, I applaud your attitude, and I'm VERY thankful for you.
Every time I read on this board a message by someone who says they would love to have a longarm, but can't afford it just now, I am so thankful for people who are living within their means. So, if you have every written a similar sentiment, I applaud your attitude, and I'm VERY thankful for you.
#2
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Join Date: Oct 2009
Location: Idaho
Posts: 11,375
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I totally agree.
I don't know how my mom did it when we were little. My parents are both gone now, but I remember when the peas froze and we lost all of that money. There was no money to replant, but my mom somehow made it through. 5 kids and a husband made 7 of us.
My mom raised vegetables and canned everything she could. We had milk cows at that time, so we didn't have to worry about meat or milk. I remember my mom sewing all of my clothes. I miss that. She even sewed the boys underwear, even though I don't think they appreciated it. I didn't have a store purchased dress until I was in High School and I hated it. I was so spoiled with my mom making everything fit.
I have one of the last quilts she made. I love this quilt because it has so many fabrics from clothes that she made me. She would have had a fit if she had known how much I paid to have it quilted. That was when I was working so I could afford it. I wanted it to be special and it is. I want to find a way to display it in my living room. I won't sleep with it because I don't want the dog laying on it.
I don't know how my mom did it when we were little. My parents are both gone now, but I remember when the peas froze and we lost all of that money. There was no money to replant, but my mom somehow made it through. 5 kids and a husband made 7 of us.
My mom raised vegetables and canned everything she could. We had milk cows at that time, so we didn't have to worry about meat or milk. I remember my mom sewing all of my clothes. I miss that. She even sewed the boys underwear, even though I don't think they appreciated it. I didn't have a store purchased dress until I was in High School and I hated it. I was so spoiled with my mom making everything fit.
I have one of the last quilts she made. I love this quilt because it has so many fabrics from clothes that she made me. She would have had a fit if she had known how much I paid to have it quilted. That was when I was working so I could afford it. I wanted it to be special and it is. I want to find a way to display it in my living room. I won't sleep with it because I don't want the dog laying on it.
#3
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It seems that all those who have jobs are now in the position of the farmers. Nothing is certain & your job could be gone tomorrow. So many buy every gadget & sign up for all the TV, cell phone & cable services without a thought about what they are not putting away for a rainy day. Today's younger generation was taught that the credit card was the answer to everything & never learned the consequences of not having that rainy day fund.
#4
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Join Date: Apr 2010
Location: Whitewater, WI
Posts: 24,528
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DonnaJean, you are right. My Son has a job in Agriculture, fertilizers and stuff, and he has actually had some over time a bit this year, Thank Heavens!
I amglad I am a saver, when my job closed suddenly, I had a bit put away, but I know with things so high, alot of people CANT do that. They live paycheck to paycheck. Thats so hard, and you really HAVE nothing to save!
I amglad I am a saver, when my job closed suddenly, I had a bit put away, but I know with things so high, alot of people CANT do that. They live paycheck to paycheck. Thats so hard, and you really HAVE nothing to save!
#5
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We have always lived beneath our means. Grandchildren are being taught to keep some money for rainy days.
Our oldest Granddaughter paid off her expensive used car 1-1/2 yr.s early and has savings also. She was 20 yr.s old then.
I don't have a long arm, because I don't have the room for one.
Our oldest Granddaughter paid off her expensive used car 1-1/2 yr.s early and has savings also. She was 20 yr.s old then.
I don't have a long arm, because I don't have the room for one.
#6
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Growing up I was taught by my dad to live within your means. Now as an adult I have been teaching my kids the same thing. I have no debt except my mortgage and its very rewarding to know I can by almost anything I want. ( i want a long arm too but can't justify the money right now).
#7
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My DH & I became debt-free in June 2009! We own everything outright...home, cars, etc. No bank will ever come a callin' and repossessing at this address!
We use only cash and if we can't afford it, we don't buy it. Life is much less stressful this way. I would say it is "easier", but I'm not sure it is. We have to practice discipline to save up for the big purchases instead of running out and charging them. That isn't always "easy".
But the lack of money stress is soooooooo worth it!
There's a lot of things I'd "like" to have, but if we can't afford it, I just find a way to get by without it! Makes you be creative! :D
We use only cash and if we can't afford it, we don't buy it. Life is much less stressful this way. I would say it is "easier", but I'm not sure it is. We have to practice discipline to save up for the big purchases instead of running out and charging them. That isn't always "easy".
But the lack of money stress is soooooooo worth it!
There's a lot of things I'd "like" to have, but if we can't afford it, I just find a way to get by without it! Makes you be creative! :D
#8
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Originally Posted by aorlflood
My DH & I became debt-free in June 2009! We own everything outright...home, cars, etc. No bank will ever come a callin' and repossessing at this address!
We use only cash and if we can't afford it, we don't buy it. Life is much less stressful this way. I would say it is "easier", but I'm not sure it is. We have to practice discipline to save up for the big purchases instead of running out and charging them. That isn't always "easy".
But the lack of money stress is soooooooo worth it!
There's a lot of things I'd "like" to have, but if we can't afford it, I just find a way to get by without it! Makes you be creative! :D
We use only cash and if we can't afford it, we don't buy it. Life is much less stressful this way. I would say it is "easier", but I'm not sure it is. We have to practice discipline to save up for the big purchases instead of running out and charging them. That isn't always "easy".
But the lack of money stress is soooooooo worth it!
There's a lot of things I'd "like" to have, but if we can't afford it, I just find a way to get by without it! Makes you be creative! :D
I have a story will try to keep it short.....I usually spend about 150.00a week in groceries for a family of 4. Well I always keeps freezer filled and buy in bulk( family size packs). We I decided to not go food shopping until the freezer and cabinets were empty. What a challenge! I'm not very creative with cooking but I managed. My cabinets were well stocked. I only shopped for the basic milk, bread and eggs. Well it took almost 3 months. And I saved 1394.73. Just from food alone! It was great! Now I shop for only what I need not what I want. And the extra money I save I put towards my mortgage pmt. It feels rewarding!!!! Being able to take control!! It can be done!!!
#10
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Susie,
What a great method to pay down that mortgage. Maybe I will do the same -- I have a stockpile of food to last a good long time for just DH and me. I wonder how much I could accumulate just by buying fresh produce and milk (DH drinks lattes. . .). OK, I'm gonna do it. Thanks for the inspiration!
What a great method to pay down that mortgage. Maybe I will do the same -- I have a stockpile of food to last a good long time for just DH and me. I wonder how much I could accumulate just by buying fresh produce and milk (DH drinks lattes. . .). OK, I'm gonna do it. Thanks for the inspiration!
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