Trying to figure out a way to be able to stay at home with my kids.
#21
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Originally Posted by IrelandDragonQuilting
If you are good at book keeping you can do that on the side to help out the smaller business who cannot hire someone full time. Doctor offices hire curriers, the elderly are definitely in need of others to help them out, I think what I would do right now is since you still have your job, do all your cuts as if you did not have your job for the next month or so and see if you can live on just his income, which would build you up some extra cash while you run this 'test' And do you have your emergency fund in place of three to six months expenses?
#22
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Just thinking about what would be helpful to me...
- Dogwalking (and related services)
- Mending / hemming clothes (I really hate to do that)
- Grocery shopping
- Weeding (which your son could also do)
- Periodic housekeeping help (such as when overnight company is coming)
- Housesitting / watering plants and feeding cats
I'm sure there are more but that's what's coming to mind for me.
Also, my friends are always looking for help making costumes and things for their kids. Maybe that's some custom work you could do, if you are interested or talented in that area?
- Dogwalking (and related services)
- Mending / hemming clothes (I really hate to do that)
- Grocery shopping
- Weeding (which your son could also do)
- Periodic housekeeping help (such as when overnight company is coming)
- Housesitting / watering plants and feeding cats
I'm sure there are more but that's what's coming to mind for me.
Also, my friends are always looking for help making costumes and things for their kids. Maybe that's some custom work you could do, if you are interested or talented in that area?
#23
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Check out grocerygame.com, you pay a small fee for the service but it is really helpful in getting you started on the whole coupon thing. You need to save up several weeks of newspaper coupons before you start . There is a book I read .Coupon mom guide , The library should have it.Sure wish I could stay home even though the kids are grown,I get so tired of working UGH....
Here is a link to the book amazom has used ones for a few cents, check ebay too the book have awesome money saving tips.
http://www.amazon.com/Coupon-Guide-C.../dp/1583333681
Here is a link to the book amazom has used ones for a few cents, check ebay too the book have awesome money saving tips.
http://www.amazon.com/Coupon-Guide-C.../dp/1583333681
#24
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You will be in my thoughts and prayers as you make this transition. Five years ago I quit my job and started my own business. My income at that point was 25% higher than my husband's, but the damage my career was doing to my health and my family made my final decision easier.
The savings alone added up to much more than I originally thought...although there was some increased costs for heating the house during the day while I was now home more and for having lights on more often.
First the practical....It sounds like you have a good handle on where you will save money, but have you really looked at your budget? So that you know exactly what is needed every month, plus allowance for emergencies? Don't forget that you will still be going places and using gas...and as you will have more time for your projects you need to make sure that you have an allowance for that.
Can you make ends meet without any income from you?
If so, can you wean yourself off of your earnings, gently, by paying yourself your first unemployment check in full, then each subsequent check put an increasing portion into savings to build an emergency fund? That will give you some cushion while helping you wind down your expenditures.
Now the faith....
Start with a prayer or meditation that your heart and mind will be open to finding your path that will help you provide for your family and fill you with joy...
Then start making a list of all the things you love to do. The things that make your heart sing. Your kids, sewing, gardening, painting, cleaning, etc..... Then separate them onto different sheets of paper and brainstorm ways that you can do any of those things to make money. Could you do a daycare? Can you start a community garden on your property? Can you teach your arts?
With an open heart and mind, the answers will come and you will create exactly what you and your family need.
Love and Blessings.[/quote]
Thank you. I love the ideas that you have given me. I also appreciate knowing others feel the same. :) God has done so many things in our lives. We were blessed with 5 beautiful children and I think we should care for them the best way that we can.
There was a little 2 year old boy murdered over the weekend. Breaks my heart. I believe the way they talk they suspect the father's girlfriend. Just sad-little boy had blunt force trauma to the head and body. :( Just horrible!
Hugs,
Angie
The savings alone added up to much more than I originally thought...although there was some increased costs for heating the house during the day while I was now home more and for having lights on more often.
First the practical....It sounds like you have a good handle on where you will save money, but have you really looked at your budget? So that you know exactly what is needed every month, plus allowance for emergencies? Don't forget that you will still be going places and using gas...and as you will have more time for your projects you need to make sure that you have an allowance for that.
Can you make ends meet without any income from you?
If so, can you wean yourself off of your earnings, gently, by paying yourself your first unemployment check in full, then each subsequent check put an increasing portion into savings to build an emergency fund? That will give you some cushion while helping you wind down your expenditures.
Now the faith....
Start with a prayer or meditation that your heart and mind will be open to finding your path that will help you provide for your family and fill you with joy...
Then start making a list of all the things you love to do. The things that make your heart sing. Your kids, sewing, gardening, painting, cleaning, etc..... Then separate them onto different sheets of paper and brainstorm ways that you can do any of those things to make money. Could you do a daycare? Can you start a community garden on your property? Can you teach your arts?
With an open heart and mind, the answers will come and you will create exactly what you and your family need.
Love and Blessings.[/quote]
Thank you. I love the ideas that you have given me. I also appreciate knowing others feel the same. :) God has done so many things in our lives. We were blessed with 5 beautiful children and I think we should care for them the best way that we can.
There was a little 2 year old boy murdered over the weekend. Breaks my heart. I believe the way they talk they suspect the father's girlfriend. Just sad-little boy had blunt force trauma to the head and body. :( Just horrible!
Hugs,
Angie
#25
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Originally Posted by AngieS
Any ideas?
My husband and I have been married for almost 16 years. For most of these years I have been able to stay at home with our 5 children. For the past 2 years I've had to work. Which my job may be coming to an end here soon. I honestly don't want to have to return to work. If I were to get laid off I would be able to collect unemployment unless of course they run out which would be my luck! :shock:
We have figured up that if we cut out all the extras like cable, internet-YIKES, home phone, private school $170-and homeschool, Karate (which the kids are getting tired of anyway), the extra gas of $300 at a minimum a month, the $300 for a sitter that we can do this. Dropping full coverage insurance (our cars are paid for anyway and not worth a mint). I would be cooking more from scratch instead of being in a rush and picking something up or ordering pizza.
I am just trying to think of anything else to help or even generate money. I am doing some sewing but I'm not all that savvy with it just yet so I couldn't make money there. I don't have a quilting machine.
The only thing I can think of is......my husband works nights and on Mondays he doesn't usually sleep during the day. So, I could have him teaching/watching the kids and I could go and clean a house or two. When I got home he could then go and take a nap like he usually does. That could generate $65- over $100 right there. I would just have to have that lined up to do just on Mondays. Plus it would get me out of the house.
Can you think of anything else? It would be so greatly appreciated.
Thank you in advance.
Angie
My husband and I have been married for almost 16 years. For most of these years I have been able to stay at home with our 5 children. For the past 2 years I've had to work. Which my job may be coming to an end here soon. I honestly don't want to have to return to work. If I were to get laid off I would be able to collect unemployment unless of course they run out which would be my luck! :shock:
We have figured up that if we cut out all the extras like cable, internet-YIKES, home phone, private school $170-and homeschool, Karate (which the kids are getting tired of anyway), the extra gas of $300 at a minimum a month, the $300 for a sitter that we can do this. Dropping full coverage insurance (our cars are paid for anyway and not worth a mint). I would be cooking more from scratch instead of being in a rush and picking something up or ordering pizza.
I am just trying to think of anything else to help or even generate money. I am doing some sewing but I'm not all that savvy with it just yet so I couldn't make money there. I don't have a quilting machine.
The only thing I can think of is......my husband works nights and on Mondays he doesn't usually sleep during the day. So, I could have him teaching/watching the kids and I could go and clean a house or two. When I got home he could then go and take a nap like he usually does. That could generate $65- over $100 right there. I would just have to have that lined up to do just on Mondays. Plus it would get me out of the house.
Can you think of anything else? It would be so greatly appreciated.
Thank you in advance.
Angie
#26
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I know that you don't want to do daycare since you have several kiddos already but have you thought about doing before/after school care. I did this for awhile and loved it. I had a little first and second grader. They would come to my house around 6:30 and they would be off to school at like 7:45ish. So I basically fed them breakfast and made sure they got their teeth brushed and what not. And made it on the bus safely. Then some days I also watched them after school. 3-5ish. Fed them a snack and helped with homework. And then the occasional half day. She paid me 10 dollars a day. 20 if I had them twice in one day. My son was 3. So it left me with most of my day to be with just him. It was an extra 200-400 a month. Not a ton but just enough for a little extra.
Anyways just an idea for a little extra and it wouldn't be a ton more hassle. Unfortunately it is almost summertime. But definitely something to look into next school year.
I also had a friend that babysat the graveyard shift. Kiddo got there that evening. She got him ready for bed and then he was picked up first thing in the morning. I almost think that the hours worked where she didn't even feed him. All depends on if you have room though for an extra bed.
Anyways just an idea for a little extra and it wouldn't be a ton more hassle. Unfortunately it is almost summertime. But definitely something to look into next school year.
I also had a friend that babysat the graveyard shift. Kiddo got there that evening. She got him ready for bed and then he was picked up first thing in the morning. I almost think that the hours worked where she didn't even feed him. All depends on if you have room though for an extra bed.
#27
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Originally Posted by raedar63
Check out grocerygame.com, you pay a small fee for the service but it is really helpful in getting you started on the whole coupon thing. You need to save up several weeks of newspaper coupons before you start . There is a book I read .Coupon mom guide , The library should have it.Sure wish I could stay home even though the kids are grown,I get so tired of working UGH....
Here is a link to the book amazom has used ones for a few cents, check ebay too the book have awesome money saving tips.
http://www.amazon.com/Coupon-Guide-C.../dp/1583333681
Here is a link to the book amazom has used ones for a few cents, check ebay too the book have awesome money saving tips.
http://www.amazon.com/Coupon-Guide-C.../dp/1583333681
Thank you Thank You!! I just called the library and they have the book in another city and they are going to call me in a few days if they can get it in. :) That will save me money right there. ;) Thanks-I looked it up and the video looks really neat. I am going to either get this from the library or buy it. :)
#28
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lvaughan and Lovingmysoldier,
Thank you. I appreciate your responses. :) I too think it's so worth it to get to be with the kids. They are growing up so fast and I feel like I'm missing out on so much.
Thank you. I appreciate your responses. :) I too think it's so worth it to get to be with the kids. They are growing up so fast and I feel like I'm missing out on so much.
#29
Super Member
Join Date: Aug 2010
Location: Tampa Bay Area, Florida
Posts: 2,229
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I am a media specialist in a Christian school, just want to make you aware of some things to check into. I don't know if this is a law in all states, but in Florida homeschooled students have the option of playing sports, being involved in band/choir, or taking a class [especially high school] that a parent doesn't feel confident in teaching. There are some fees, but it is a great way to combine both worlds if it is feasible. I'm not sure if this is true with public schools or just private, but we have several homeschooled students involved in various ways. We have a very strong parent homeschool association in our area, and we are also partnered with a university model school that combines homeschooling and private school. I know this isn't what you're seeking now, but down the road it may be something for you to consider instead of all or nothing private education. I do want to say the Internet is very important for homeschooling; going to the public library for this is one solution, but having it at home opens a wealth for both you & your husband as the teachers and your children as a curriculum and curriculum support tool. In our area, and I believe most public libraries have databases that are available to their patrons. These can be used at the library, but many offer them to their patrons from their home computers with an active library card. Really investigate the Parent home school association aspect as this is a tremendous resource in many ways. From exchanging curriculum materials to field trips, to inforamtion and contacts. One more thing, be sure you are connecting with a school to have your kids participate in testing each year. This helps validate what you are doing at home, gives you an unbiased record if you ever have your children re-enroll in a private or public school, and gives you a comprehensive snapshot of your child's academic progress, strengths and areas to develop. You want a school that uses a national testing program such as the SAT [Stanford Achievement Test-this is not the same as the SATs for college], not one that has been developed by the state you are in because schools teach to the test for those. You will always be glad for the time with your children and so will they!
#30
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Originally Posted by bearisgray
You said your older boys were changing - I think it was because they were no longer being home schooled.
That might be part of it - but they are becoming teenagers!
I think a normal part of most teenagers lives - especially boys - is to become less "cuddly" - for lack of a better word.
I've always thought that one reason teenagers became harder to live with - was so that it's easier to let them go.
Any reason why your kids can't go to public school? By now, they should have picked up most of your values.
And if some of what I've read is true, there can also be "danger" in a parochial/private school
If you cut down/out all those things you've mentioned - that would be about (or maybe more) what a person making minimum wage would have earned.i
That might be part of it - but they are becoming teenagers!
I think a normal part of most teenagers lives - especially boys - is to become less "cuddly" - for lack of a better word.
I've always thought that one reason teenagers became harder to live with - was so that it's easier to let them go.
Any reason why your kids can't go to public school? By now, they should have picked up most of your values.
And if some of what I've read is true, there can also be "danger" in a parochial/private school
If you cut down/out all those things you've mentioned - that would be about (or maybe more) what a person making minimum wage would have earned.i
The part of them changing that bothers me is the I don't care about anyone/anything mentality. I want them to care about their brothers and their sister. They have gotten mean and hateful. They are just so different than they were. It is hard to be around them some days. That is sad. I want to get them back. :cry:
Sorry.
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12-06-2012 12:02 PM