For when people ask to borrow something?
#42
I would rather say 'no' than ask for collateral! I also don't think much of friends who ask to borrow your stuff. I wouldn't ask to borrow anything from anyone.... Borrowing puts too much strain on relationships. It's a disaster just waiting to happen.
#45
Member
Join Date: Jul 2013
Posts: 1
I am amazed at the number of people who "borrow" and do not return things or return them only when asked for and damaged. I have to replace my Gingher scissors because someone use them to cut something other than cloth. I got them back and I think it was because I had engraved my initial on the handle. Didn't find out until later that they won't even cut through cotton now. Best not to ever loan anything you cannot replace or live without. That is the only way it doesn't bother me. Just expecting "adults" to return something is asking for hurt feelings.
#46
Junior Member
Join Date: Jun 2011
Posts: 243
I don't borrow and am not hesitant about saying "no" when asked to loan something. (Now, EVERYBODY knows not to ask me to loan them something, they know it isn't going to happen!) I have always managed, on a very tight budget, to get the things I need and want; I think everybody else can do the same.
#47
Member
Join Date: May 2011
Location: South Texas
Posts: 28
I borrowed a tiller from a co-worker, but ended up having to replace a part because it broke; that would be the "return it the same or better than before" item. And then, I loaned a series of books, and one of the books was returned damaged (looked like water was spilled all over it). I was so upset that I ended up giving the whole series to Goodwill. This would be the "don't expect to get it back in the same shape as you loaned it" item. Needless to say, I learned a lesson on loaning, but I will ALWAYS fix it if I broke it.
#48
I think you might say, "If I loaned you this, can you afford to replace it with new if you damage or break it?" If they say "No", then you can say, "Well neither can I. I have already purchased it once. Can't afford to do it again".
If they say "Yes, then you could say, "Since you can afford it, it would be best for you to go buy one for your own use. That way, mine is here for me to use when I need it."
If they say "Yes, then you could say, "Since you can afford it, it would be best for you to go buy one for your own use. That way, mine is here for me to use when I need it."
#49
it was great fun to read m.elizabeth's comment! i taught middle school, also. i never let a pen, pencil or dictionary go to a student's desk without some meaningful collateral! pencils were 35cents down. if they weren't returned i had the money to buy new ones. same with pens. 8th grade brings out the creativity in teachers!! lol
#50
Super Member
Join Date: Feb 2013
Posts: 2,657
I was taught to return things in the same condition, or better, than when I borrowed them. Remember the old saying, "Neither a borrower nor a lender be?" That's my motto. If someone gets pushy about borrowing, I tell them I have plans to use it soon. It's mine. They can get their own.
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