Help needed to figure out fabric in container
#1
Senior Member
Thread Starter
Join Date: Jul 2011
Location: northeast Ohio
Posts: 400
We have just went through a flood in our neighborhood this past month. I lost way too much fabric. There were at least 8, 58 quart containers that were FULL of fabric--new, washed and in 1, 2 and 3 yard lengths. For insurance purposes we can claim it but I have no idea on how much was in the containers and then there is the prices of the yardage. Any idea on how to figure it out? I don't buy inexpensive fabric.
We lost so much, everything in the basement and our cars but are just thankful that no one in the neighborhood died or was hurt. It could have been so much worse! And I am very thankful that my sewing machines were upstairs!!!
Laurel
We lost so much, everything in the basement and our cars but are just thankful that no one in the neighborhood died or was hurt. It could have been so much worse! And I am very thankful that my sewing machines were upstairs!!!
Laurel
#4
Hi Laurel,
Boy oh boy can I relate. We had a flood and we were in a hotel (2 kids, 2 dogs, 3 cats and my hubby and I) for THREE MONTHS!!! ugh!!
What you should probably do is over value it. I don't mean that dishonestly, but in order for you to actually replace all that fabric at current values you would have to probably pay more now because it's not easy to find, plus prices of cotton has cone up. They figure in how old it was and deduct from that. Then when you actually replace it, if it's more than they gave you, you report it and get another check cut. Easy to do with a tv not so easy with fabric.
There was probably a lot of fabric in each tote... We learn how to make stuff fit. I have no idea how many yards you should claim, butni would claim them at $12 a yard, however many you have. Then IOU can just be done with it.
Good luck.
Boy oh boy can I relate. We had a flood and we were in a hotel (2 kids, 2 dogs, 3 cats and my hubby and I) for THREE MONTHS!!! ugh!!
What you should probably do is over value it. I don't mean that dishonestly, but in order for you to actually replace all that fabric at current values you would have to probably pay more now because it's not easy to find, plus prices of cotton has cone up. They figure in how old it was and deduct from that. Then when you actually replace it, if it's more than they gave you, you report it and get another check cut. Easy to do with a tv not so easy with fabric.
There was probably a lot of fabric in each tote... We learn how to make stuff fit. I have no idea how many yards you should claim, butni would claim them at $12 a yard, however many you have. Then IOU can just be done with it.
Good luck.
#7
Oh no, you poor thing. Can the fabric be washed at all? If you figured out how many yards fit in a 1 quart container, assume at least $10 a yard (average?) and multiply times 58, times 8, would that work out the value? Thank goodness your machines are ok, but my heart breaks for you. Your priorities are in the right place though. Hugs and prayers coming your way, stay strong!
#8
Power Poster
Join Date: Dec 2010
Location: Michigan
Posts: 11,276
Check with your agent/adjuster. Often they will want a detailed list, in which case you would have to record each piece of fabric and yardage. You may be able to just do one bin, then supply photos of the others. I would go with current yardage prices. again, before spending a lot of time, check with your insurance company.
#9
Senior Member
Thread Starter
Join Date: Jul 2011
Location: northeast Ohio
Posts: 400
Thanks everyone. The fabric was in the basement and it was not only flood waters but sewer water too. And of course I had no washer and dryer available and the electric was off for a couple of days. I didn't even want to try to save it. It looked awful and smelled twice as bad as it looked!!!
Laurel
Laurel
#10
Senior Member
Thread Starter
Join Date: Jul 2011
Location: northeast Ohio
Posts: 400
Insurance adjuster said to call a quilt shop and ask how much would fit in a 58 quart container. I took photos of some of the better looking fabric. Some containers you couldn't even tell what was in them.
Laurel
Laurel
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