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I have an allowance of $200/month. It is to cover everything personal, including haircuts, magazines, books, classes, paper, fabric etc... Sometimes it's gone on the 1st of the month!
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I only pay cash, and only buy something if I HAVE to have to complete a project. I try to wait for sales and coupons. If my money is needed elsewhere that month then I don't get any fabric/supplies.
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What some people have done for awhile -
Write down every single penny spent - and then evaluate what $ went where. It's kind of shocking sometimes when one goes over one's expenditures with a "is this really necessary?" eye. |
$50 a month for hobbies is all I can budget for now. We are in the process of becoming debt free. We should make it be Christmas! When the Sewing Guild went on a shopping tripping I did take along $75 not including lunch, that is a separate envelope!
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Depending on what is going on that month (like having to get the kiddo ready for school) depends on what I buy. I am saving for a new sewing machine so everytime I use my allowance I keep in mind "could I save it for the machine or get instant gratification now??" I do buy what I need and always say to myself--when will I use this?? The shop hops are killing me with all the new discoveries I have been making--LOL
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Originally Posted by quiltstodo
I limit myself to 100.00 a month. When I go shopping I don't take credit/debit cards that way I don't over spend. And I wait for the sales and coupons. I keep the money in a separate coin purse and what I don't spend goes to next months purchases. That way I hopefully have extra by time the quilt show is here since there is always so much I want there. If I buy online I put that receipt in the coin purse and take out the money and put it toward the card I used online. Just my little game I play with myself helps to keep credit cards down also.
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Don't have a buget for fabric / quilting. BUT I only buy for specific projects - no stash building. And right now the projects are lined up deeper than I'm comfortable.
So, it goes in ebbs and flows. |
We pay our credit cards off every month. My problem is depression - I find it hard to go out of the house, unless someone goes with me. Hence, I seem to buy more fabric online, which can become dangerous.....
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$50 per month but if I'm making gifts, I buy what I need.
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Originally Posted by quiltstodo
I limit myself to 100.00 a month. When I go shopping I don't take credit/debit cards that way I don't over spend. And I wait for the sales and coupons. I keep the money in a separate coin purse and what I don't spend goes to next months purchases. That way I hopefully have extra by time the quilt show is here since there is always so much I want there. If I buy online I put that receipt in the coin purse and take out the money and put it toward the card I used online. Just my little game I play with myself helps to keep credit cards down also.
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