Check Your Bank Statements for New Charges
#11
Also, did you know even after you close a bank account, the bank can re-open it and start charging you fees, if a deposit or withdrawal is attempted? It is called a zombie account.
I say good luck trying to get me to pay any fees when my balance is zero. What are they going to do, put a black mark on my "permanent record"?
I say good luck trying to get me to pay any fees when my balance is zero. What are they going to do, put a black mark on my "permanent record"?
#12
Super Member
Join Date: May 2011
Location: Pacific NW
Posts: 9,563
Also, did you know even after you close a bank account, the bank can re-open it and start charging you fees, if a deposit or withdrawal is attempted? It is called a zombie account.
I say good luck trying to get me to pay any fees when my balance is zero. What are they going to do, put a black mark on my "permanent record"?
I say good luck trying to get me to pay any fees when my balance is zero. What are they going to do, put a black mark on my "permanent record"?
#13
Super Member
Join Date: May 2011
Location: Pacific NW
Posts: 9,563
That's why I belong to a credit union. Unfortunately through the years I have seen them get more like banks, but they still have different rules and supposedly are owned by the depositors.
I don't know if that makes me a communist or something, but I don't care if the bottom line is in my favor.
I don't know if that makes me a communist or something, but I don't care if the bottom line is in my favor.
#15
Senior Member
Join Date: Aug 2011
Location: Take time for God today
Posts: 966
You have to watch the banks, I have a cd for a good amount and it was not listed, on my statement. The one teller
sent me to an office person , she did not see it, another offic person and she found it. By law they do not have to
put all accounts, cd etc. but once a year. I said, well I want them listed every month as it has always been. She said
she would. Another person I talked to said if you have an account that has not been active in 2 yrs. they take off by new law, and you have to go reinstate it. She said they have been having trouble with people borrowing money from
accounts and plan to replace it, but don't always. This would be people working at the bank. She said it is getting bad. You have to go to bank and tell them prove it, and don't take any silly excuses, they have to cover for the bank.
sent me to an office person , she did not see it, another offic person and she found it. By law they do not have to
put all accounts, cd etc. but once a year. I said, well I want them listed every month as it has always been. She said
she would. Another person I talked to said if you have an account that has not been active in 2 yrs. they take off by new law, and you have to go reinstate it. She said they have been having trouble with people borrowing money from
accounts and plan to replace it, but don't always. This would be people working at the bank. She said it is getting bad. You have to go to bank and tell them prove it, and don't take any silly excuses, they have to cover for the bank.
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